Project the future value of any investment with a custom return rate, time horizon, and optional monthly contributions. Uses the same compound growth formula as professional financial models.
This is the standard Time Value of Money (TVM) formula used in professional financial modeling. The key insight: returns compound on themselves each period — so a 10% annual return on $10,000 in year one adds $1,000, but in year ten it adds over $2,300 on the same original investment.
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